The simplest way to access
global financial assets
Dollar savings, US T-bills, and world market indexes - opened up to retail users in emerging markets.
Retail users in emerging economies face the same four walls
Currency drag
Local currency consistently depreciates against the dollar alongside persistent domestic inflation.
Savings and purchasing power stay trapped and eroding inside a single domestic economy.
No safe assets
Beyond a handful of US stocks, platforms do not offer safe assets like T-bills or ETFs.
There is no simple way to park money in something stable and dollar-denominated.
Broken rails
Getting exposure to international assets through traditional rails is cumbersome and broken.
Even with special zones like GIFT, onboarding and funding remain painful.
No curation
Platforms that do enable international investing display a overwhelming flood of ETFs and index assets.
Without meaningful curation for ETFs tracking indexes, first-time investors freeze instead of starting.
User research
They already want dollars.
They want it to feel like UPI.
will invest in global instruments if it were as easy as making a UPI payment
users interviewed across our research sample
the frozen cohort: ready to invest, held back by complexity
Already investing at home. Frozen when going global.They need a clear starting point, not more choice.
$300B+ in dollar demand is already visible on-chain
Ctrl captures the investing layer of emerging-market stablecoin adoption.
On-Chain USD Pool
$88B+
On-chain RWA spot market
Up from $38B in 2025.
The investment layer, not transaction volume.
LRS Outflows & Wealth
$2.65B
Annual overseas investment outflows, FY26
$457 million in monthly overseas investment outflows.
+121.6% YoY, June 2026.
Implied AUM Opportunity
$979M
Revenue: $4.9 million (0.5% of AUM)
30M–40M digitally-native investors
aged 25–35 in India.
Demand is friction-limited, not appetite-limited.
All investments stuck in one currency, one country
A depreciating local currency, no access to safe dollar assets, broken cross-border rails, and endless uncurated asset lists that make people give up before they start.
Hold dollars,
earn yield,
own the world
Protect savings through regulated stablecoins, earn daily yield on US T-bills via USDY, access indexes across the US, China, Japan, South Korea, Argentina and Chile, and let AI agents track your portfolio against your risk profile.
Built for the frozen cohort.
Global investing without becoming a market expert.
| TradFi global investingVested, INDmoney, Paasa | Crypto platformsCoinbase, CoinDCX | Ctrl MoneyGlobal wealth, made simple | |
|---|---|---|---|
| Who it serves | Investors who research US stocks | Crypto-native traders | The frozen cohortDomestic investors ready to go global |
| Getting started | Banking, remittance and brokerage steps | Exchange onboarding and crypto concepts | One guided experienceLocal currency through UPI and regulated ramps |
| Choosing investments | Search by ticker, fund or security | Search by token | Discover by countryTreasuries, global indexes and guided allocation |
Capital flow & infrastructure
From local currency to regulated yield-bearing global assets
- 01User interface
Ctrl Money App
User initiates investment in local fiat currency
- 02Regulated on-ramps
Licensed Ramps
FIU-regulated on-ramp partners convert local currency
- 03Coinbase Infra
USDC Custody
Converted into USDC & secured in wallet infrastructure
- 04Ondo & xStocks
Tokenized Assets
Direct exposure to USDY (US T-bills) & MSCI Japan (EWJOn)
Fully compliant, closed-loop
Fiat-to-USD yield ecosystem
Regulatory posture
Emerging markets maintain high capital controls, and for good reason. Ctrl Money is designed to work inside those rails rather than around them.
Regulated entry and exit
Funds enter and exit only through FIU-regulated on and off-ramp partners, with full KYC on every user.
No external crypto transfers
We do not allow crypto deposits or withdrawals at any point in the journey.
Direct issuer access
Minting and redeeming directly from issuers. No buying liquidity from secondary markets, thus limiting the probability of tainted funds entering our ecosystem.
Money
comes home
Every rupee that leaves a user's bank account returns to that same local bank account when they redeem.
Gains are treated under the applicable virtual digital asset regime: taxed at 30%, with 1% TDS applied on transactions.
Tax reporting artefacts are generated for users so compliance is a default, not an afterthought.
The team building the future
PETE JAISON
CEO
Fintech operator for a decade.
Razorpay, Setu, Dodo Payments and Saber Money.
DIVYANI MAROTHIA
CFO
CA. All things Finance, compliance and operations.
NextUp, Wealthy.in, actyv.ai and Dodo Payments.
JOSHUA DCOSTA
CMO
Experienced Marketeer,
1x Founder
Lucio AI, Xoxoday
Dodo Payments
RAGHAVENDRA MUPPIRISETTY
CTO
Startup engineer and systems builder. Loves taking products from zero to one.
BITS PILANI. Dodo Payments, Subcom
ANURAG B
CPO
1x founder building at the intersection of product, design, and engineering.
Zlock, indie hacker, Dodo Payments.
Accelerating Ctrl Money from CUG to global scale
USD$2M to $2.5M
Seed Round - Open for commitments
Allocation of Capital
Engineering & Product
($200K–$500K)
Deepen wallet, ramp and portfolio infrastructure, and ship the AI portfolio agent.
Licenses & Compliance
($500K)
Regulatory counsel, audits and partner diligence across each target market.
Expansion
($200K–$500K)
Expand tokenised index and T-bill coverage with Ondo, Backed and new issuers.
GTM
($200K–$500K)
Open the waitlist and acquire the 25–30 age cohort that wants to start effortlessly.
Dollar savings and global assets,
as simple as a UPI payment.
Let's give the next billion savers a way out of a single currency and a single economy.
Infrastructure & Ecosystem Partners
USDC
- Coinbase
- USDCUSDC
- Ondo Finance
- Backed Finance
- iShares
- Kraken
- xStocks
- Blend Money
- USDC
- USDC